Terms of Use

Unless otherwise indicated, the Site and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) are owned or controlled by us and are protected by copyright and trademark laws. The Content is provided on the Site “AS IS” for your information and personal use only. No part of the Site or Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

By using the Site, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete.
• You have the legal capacity and you agree to comply with these Terms.
• You will not access the Site through automated or non-human means (e.g., bots, scripts).
• You will not use the Site for any illegal or unauthorized purpose.
• You are responsible for maintaining the confidentiality of your account and password information.
• You agree to accept responsibility for activities that occur under your password or account.

You may not access or use the Site for any purpose other than that for which we make the Site available. As a user of the Site, you agree not to:

• Systematically retrieve data or other content from the Site to create or compile a collection, compilation, database, or directory without written permission from us.
• Trick, defraud, or mislead us and other users.
• Circumvent, disable, or otherwise interfere with security-related features of the Site.
• Engage in unauthorized framing of or linking to the Site.
• Upload or transmit viruses, Trojan horses, or other malicious material.
• Delete the copyright or other proprietary rights notice from any Content.

In no event will the Company or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Site, even if we have been advised of the possibility of such damages.

We are completely committed to protecting the privacy of our customers and prospective customers. We recognize and respect these expectations. For more information, please see the Banks’ Privacy Policy for more information.

Our Site may contain links to third-party websites, services, or applications that are not owned, operated, or controlled by us.

• No Control: We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
• No Endorsement: The inclusion of any link does not imply endorsement, approval, or recommendation by us.
• User Risk: You acknowledge and agree that your use of third-party websites is entirely at your own risk.
• No Liability: We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such external websites or services.
• Read Terms: We strongly advise you to read the terms of use and privacy policies of any third-party websites or services that you visit.

The Site is provided on an as-is and as-available basis. You agree that your use of the Site and our services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Site and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of your use of the Site, breach of these Terms, or any breach of your representations and warranties set forth in these Terms.

These Terms and your use of the Site are governed by and construed in accordance with the laws of the state of Kansas, applicable to agreements made and to be entirely performed within the state of Kansas, without regard to its conflict of law principles.

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: