Banking that works for real operations
Manage your accounts. Move money on every major rail. Control who can do what.
For companies with real world complexity. Multiple entities, dozens of users, payment volume that spikes. The same rails our fintech partners use, with controls a CFO can sign off on.
Manage Accounts
Business checking
No monthly account fee with minimum balance1
Virtual accounts
Treasury management accounts for organizing and tracking funds across entities or projects.
Spend Management Card
Issue employee cards with real-time merchant, limit, and time-of-day controls.
FDIC insured
Your deposits are protected up to $250,000.
Scale Operations
Full payment rails
ACH, Wire, RTP, FedNow. Same-day ACH2 and reduced wire fees on Pro Plan.
Bill Pay
Pay your bills from one place. Approve, schedule, and reconcile payments without juggling logins or chasing due dates.
API & integrations
Open banking API on Essential Plan. Full API access and CSV exports on Pro Plan.
Flexible transaction limits
Unlimited transactions on each plan.
Mobile & online banking
Manage your business accounts from anywhere. Real-time visibility on all activity.
Execute with Control
User roles & limits
Authorized users with role-specific limits. 2 on Essential Plan, 10 on Pro Plan, unlimited on Enterprise Plan.
Maker/checker workflow
Approval workflows for payments and transfers. Enforce dual control on critical transactions.
Fraud prevention
Reverse positive pay for checks (available, subject to approval).3 Real-time transaction visibility.
Transaction categorization
Inbound & outbound categorization. GL code selection and matching.
Reporting & analytics
Basic statements on Essential Plan. Advanced reporting and analytics on Pro Plan.
Choose the right plan for your business
From startups to enterprises, we have flexible plans that grow with your business.
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Accounts & cards
- Business checking account
- Spend Management Card included
- Virtual cards with card controls
- Virtual accounts for treasury management
- Online banking
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Move money
- Outbound transfers (ACH, Wires, RTP, FedNow)
- Bill Pay
- Auto sweep to/from savings4
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Controls & approvals
- Authorized user roles & role-specific limits
- Maker/checker approval workflow
- Reverse positive pay for checks5 (available, subject to approval)
- 2 authorized users
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Support & protection
- Basic reporting & statements
- Email support
- FDIC insured up to $250,000
Pro
For growing businesses
- Everything in Essential
- Same-day ACH2
- Wire transfers (reduced fees)
- Up to 10 authorized users
- CSV export support
- MCP banking support9
- Advanced reporting & analytics
- API access10
Enterprise
Tailored solutions for larger organizations
- Everything in Pro
- Custom transaction limits
- Treasury management services
- Sweep accounts
- Unlimited authorized users
- Custom integrations
- White-glove onboarding
- 24/7 priority support
How Reverse Positive Pay Works
Take control of your account by reviewing and approving transactions before they clear.
Transaction Presented
A check is presented for payment on your account.
You Get Notified
We alert you via app, email, or text with transaction details
You Decide
Approve legitimate transactions or reject suspicious ones
Transaction Presented
A check is presented for payment on your account.
You Get Notified
We alert you via app, email, or text with transaction details
You Decide
Approve legitimate transactions or reject suspicious ones
If You Approve
The transaction processes normally and funds are debited from your account as expected.
If You Reject
The transaction is blocked and returned. Your money stays safe in your account.
Covers Checks Presented Against Your Account
Included with every Essential and Pro account
Business Banking Solutions
Comprehensive products and services to manage and grow your business.
Business Checking
Flexible checking accounts designed for businesses of all sizes.
- No monthly account fee with minimum balance1
- Unlimited transactions
- Treasury management
- Same-day ACH2
Banking that gets startups
We know what SAFEs are and what runway really means. We open accounts for venture-backed companies in days, and you get a personal banker who answers your phone calls or emails.
Startup Banking Package
Tailored solutions for early-stage companies including fee waivers, venture-friendly features, and integration with popular startup tools.
Dedicated Startup Team
Experienced bankers who understand startup mechanics, from priced rounds to runway planning. You get a named point of contact who helps you grow.
Growth Financing
Venture debt, revenue-based financing, and credit facilities designed for high-growth companies.
Talk to a business banker
Call (620) 396-8221, or send a note and we'll be in touch shortly.
1Essential account has no monthly fee with a $100K average daily balance, otherwise Essential account is $25/mo.
2Same-day ACH cutoff is 2:45 pm and next-day is 9:00 pm Central.
3Reverse positive pay is available, subject to approval, eligibility, and configuration.
4Auto sweep to and from savings is coming soon.
5Reverse Positive Pay: A fraud prevention service where the bank sends you a list of checks presented for payment, allowing you to approve or reject each transaction before it clears.
6Inbound and outbound transaction categorization is coming soon.
7GL codes selection and matching is coming soon.
8Integrates with certified open banking API third-party solutions for treasury management, accounting, and financial planning.
9MCP (Model Context Protocol) banking support enables AI-powered integrations with compatible financial tools and assistants.
10API access: Separate per-transaction fees apply.
11Expense categorization is coming soon.